Skip Your Next Auto Loan Payment When You Open a New Checking Account!

Make the most of your First Financial Credit Union membership when you open a checking account. These Skip-A-Pay offers are our way of showing how much we appreciate you.

Added Bonus

How It Works

Skip your next month’s auto loan payment* by opening a new First Financial Credit Union checking account.

BONUS: Skip an additional loan payment** when you set up a recurring direct deposit of $500 or more per month.

Please Note: Your Skip-A-Pay Agreement will be sent according to your communication preferences.

Frequently Asked Questions

Answers to the most common questions that you may have about these Skip-A-Pay offers, along with other important information.

Yes, as long as your name is on the auto loan and on the new checking account.

First-time users can easily sign up for online banking on our website. It’s quick and simple.

Click here to get started.

Your member number was given to you when you first opened your account with us. If you are not sure what your member number is, please contact our Member Resource Center at (505) 766-5600 or (800) 342-8298 and one of our team members will be able to assist you.

The Member Resource Center is open Monday through Friday from 7:30am to 8:00pm MST.  We’re also open on Saturdays from 9:00am to 5:00pm MST.

  • Complete the application by clicking the Get Started button below,
  • Call (505) 532-0408 to speak with one of our representatives, or
  • Stop by your nearest branch and one of our team members will be able to assist you.

No, the standard $20 Skip-A-Pay fee is waived for eligible skips earned with this offer.

Yes, you will receive a debit card 7-10 business days after the account opening process is completed. You are able to order checks with your new checking account.

No. We do not perform a credit check for this promotional offer. The skip-a-payment offer is not considered a late or delinquent payment. You should have no adverse effect to your credit score.

First Financial Credit Union and our marketing partner take the security of your personal information seriously. Please review our privacy policy on our corporate website for details.
Business People

Need Further Assistance?

Give us a call at (505) 532-0408 or stop by one of our branch locations.

Para hablar con uno de nuestros representantes en español por favor llámenos al 800-914-7536

*To qualify for the first skip-a-payment the member must open a new First Financial Credit Union checking account. **To qualify for the second skip-a-payment, the member must set up a recurring direct deposit of $500 or more per month into the newly opened checking account. Direct Deposit payments must be made by a payroll provider or government benefit providers using the ACH network. Person-to-person payments (such as Zelle®) are not considered a direct deposit. Interest will continue to accrue during the skipped periods, and skipping payments may extend the loan term. Maximum of two (2) skip-a-payments allowed under this promotion. Loan must be current at the time of skip request. Other restrictions may apply. Offer ends 3/17/2026.


Offer valid for current First Financial members who do not have a First Financial checking account and who have an eligible consumer loan in good standing. This offer is unavailable to existing First Financial members whose checking accounts have been closed for less than 60 days or closed with a negative balance. Account opening is based on approval. Offer not valid on existing First Financial checking accounts. This offer cannot be combined with any other Skip-A-Pay or checking account offers. The standard $20.00 Skip-A-Pay fee is waived with these offers.


IMPORTANT NOTE: You must continue to make your loan payment until we confirm your Skip-A-Pay has been processed. If First Financial Credit Union has set up an automatic payment to your loan, the payment for that month will be deferred. If you have set up a recurring payment through online or mobile banking or through a Bill Payment service, you will need to defer the payment(s) for the month(s). Offer subject to change or end at any time without notice.